Buying a Home is no EasyTask!

Buying a home is often the single largest investment that an individual or a family will ever make. It can be a very exciting and rewarding experience.  As large sum of financial resources and human emotions are often involved, it is important that you have the right agent along side to accompany you in making those important decisions. How can a real estate agent affect your life and future? Well, here are some pointers for thought.

• How about the schools that your children will end going to and their future?
• Friends and new neigbours that you will meet and establish relationships with?
• Is your purchase a good investment? Any future value appreciation potential?
• Is it the right neighbourhood and house for you? 

In essence, a Realtor could have a positive or negative influence on your family, future and even your destiny!

If so, is it important to select a Realtor that can bring out the best of your and your family?

• Honest and have High Business Integrity
• Competent, Compassionate and with good Communication Skills
• Knowledgeable and have a positive attitude
• Able, Ready and Willing to offer sound advice
• Well informed of the Real Estate and financial market
• Have a good grasp of the finance and economic knowledge
• Have a proven Performance Record

Over the years, Rose and Peter have built up a vast pool of experience and established a successful performance record in the real estate, finance and investmetn field. We are matured, experienced, knowledgeable, understanding and have very high business ethics. Most important of all, we are committed to serving our clients with their best interest in mind. We believe firmly and strongly in the motto of:

" Your Decision is our Commitment"

Let me help you every step of the way.

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, we will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

I am always familiar with the current homes on the market, and I know neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way